I think this is a new genre that they're all sort of working their way through it and haven't got all the kinks worked out yet but it's a genre that works for me.

Fantastic!

Instead, you get a movie that's enjoyable enough, but leaves you feeling like it could have been much, much more.

The movie is wonderful and true, an act of love in all its contradictions and complexity

Cat burglar Karen McCoy (Kim Basinger) is released from prison after 6 years for the bank robbery. She's on parole with only the suit she went to court with. Her ex told her son Patrick that she's dead. Gary Buckner is her harsh parole officer. J.T. Barker (Val Kilmer) is an incompetent robber eager to be in her next job. She's trying to go straight but nobody is willing to hire an ex-con. J.T.'s relative Jack Schmidt (Terence Stamp) wants her to do one more job. Buckner threatens Karen with more prison unless she does the job. When she refuses, Patrick is kidnapped.The first half sets up for a solid caper movie. Everything is against Karen. She's the underdog with a heart of gold. The caper is functional. It's at least six years since Karen has done a job and she is still up to date with security tech. It's hard to imagine her ex holding off calling the cops. There are a few little things that add up to a less compelling caper movie.

'The Real McCoy' is a heist movie in which the heroine can work her way into and out of the most complicated of security devices but strangely enough can't seem to get out of a tired, predictable cliché-ridden script.It stars Kim Basinger as a burglar so good at her job that she has become famous as The Real McCoy. We meet her coming out of a six year prison term after being set up by Schmidt (Terence Stamp) one of those irritating movie villains who lives in a mansion and exists in the movie only to issue an ultimatum to the hero.Turns out that Schmidt was the one who set her up, after helping her to break into a bank and trapping her inside. He and her parole officer devise a little scheme to kidnap her son and hold him hostage until she pulls a major bank job for them. And yes, like countless career criminals in the movies, she wants to go straight.Here's where the movie loses me: The bank that Schmidt wants her to break into is the same bank that he trapped her in six years ago. Why did he go to the trouble of double-crossing her in the first place? Because the screenwriter doesn't think that the audience is smart enough to ask that question.The biggest disappointment to me is the bank vault itself, which is of course peanuts to this professional. I am always dazzled by overwrought security measures taken in the movies. Look at the 150+ floors and 9 security doors that Sean Connery and Catherine Zeta Jones had to go through to get into the bank vault in 'Entrapment'. Or look at the security gates, the basement dwelling and the thick wall of plexiglass that held Hannibal Lecter in 'The Silence of the Lambs'. The vault in this movie by comparison is a big yawn.Oh, and Val Kilmer shows up to befriend Basinger mostly because the filmmakers don't trust her to be the sole hero in a caper movie. Everyone in this movie right down to the kidnapped son is a chess piece set in place and then used as ordered by the rules of caper movie conventions.

Not sure why this film gets trashed as much as it does, since it's pretty good. It's worth watching for the cast alone -- Basinger, Kilmer and Stamp. But it must be said that the British film upon which it's based is better. That would be Bellman and True (from an old English song) starring a cast of people that you probably never heard of, headlined by Bernard Hill as the computer geek who has to go along to keep his son safe. Bellman and True also serves as something of a time capsule, taking us back to a grotty, depressed and depressing London that is barely visible in British films any more. We can probably put the change in tone down to the Four Weddings effect. The comparison of these two movies serves as an excellent example of one of the more interesting questions of popular culture: why are the Brits generally so much better at movies that feature crime than Hollywood? Think of Cracker, State of Play, Prime Suspect, Behind The Lines, and Mobile.

I'm just a hair or two from labeling the effort above average, though this movie can still supply sufficient entertainment. Were this film to be remade today it would not need much to attain the status of Above Average. I would however abstain from casting the lead with anyone with similar physical attributes as Ms.Basinger only because to date who robs banks and looks like that!! Very "clean" by todays standards for most genre. Terry Stamp plays the villain with just a tad less venom than IS required for his role, he fall short of making me hate him enough, and Val Kilmer does a superb job with portraying his character. All in all absolutely worth the 1 hour & 45 minutes.